Internet Check is the electronic payment process that allows your customers to pay for goods and services on your website with credit card convenience. Internet Check secures sales, offers convenience, and gives your customers another payment option.
Internet Check is designed for merchants who want their customers to have the best buying experience possible so they frequent their website more often. Internet Check is a way for merchants to tap into the market that prefers to pay by check than credit card.
Internet Check makes your customers buying experience a pleasure with these simple steps:
Customer selects the items they are going to purchase and clicks on 'Check Out'.
Customer then chooses the payment option by selecting 'Pay by Check'.
Customer is routed to our secured server page with 128-bit encryption using Secure Socket Layer protection.
Customer enters in all required account and payment information based off the total sale amount and clicks on 'Submit Payment'.
A confirmation screens pops up and the customer verifies that all account and payment information is correct and authorizes the payment to be processed before final submission.
Once the payment has been submitted, it is automatically processed in 'real time'through the Federal Reserve via the ACH Network to the customer's bank for settlement and a receipt is e-mailed to the customer as confirmation.
Customer's bank submits the electronic file back to Elec Chk with a return code reflecting whether the transaction has been "Cleared"or "Returned".
Upon clearance of the transaction, a report is e-mailed to the merchant and funds are electronically deposited into their merchant account on the 4th business day.
If any transactions are returned for "NSF", Bounce Backwill automatically resubmit them once funds have been verified by our Verification Team.
Sign up for iCheck and save money in processing fees while increasing sales.